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Security

Your money is personal. We treat the data that way.

WalletFlow is designed around clear choices, limited access and honest explanations—without vague ‘bank-grade’ promises.

Encrypted in transit

Information sent between your browser and WalletFlow is protected with HTTPS/TLS encryption.

Account-level access controls

Database access rules are designed so signed-in customers can only access records associated with their own account or household permissions.

Managed authentication

Passwords are handled through WalletFlow’s authentication provider rather than stored as readable text by the application.

No bank connection required

You can use WalletFlow by entering information yourself. Connecting a bank is an optional feature, not a condition of using the planner.

Specialist providers

Where you choose to use connected services, specialist providers support authentication, optional banking and payments. These providers are disclosed in the Privacy Policy.

Export and deletion choices

WalletFlow provides ways to export your information and permanently request account deletion, subject to limited legal retention obligations.

Your choices

Connect less. Understand more.

WalletFlow can be useful without access to a bank account. If you do choose an optional connection, the purpose is to help import and reconcile financial information—not to remove your control over the plan.

What you can do

  • Use manual entry: plan without connecting an account.
  • Review and correct: edit information that no longer reflects your circumstances.
  • Export: keep a copy of supported account data.
  • Delete: request permanent account deletion from Settings or the public deletion page.

Security is an ongoing practice.

If you believe you have found a security issue, please contact us privately with enough detail to investigate. Do not include passwords or sensitive financial information in the first email.

Contact WalletFlow