01
Add the money coming in
Start with your balance and income. Choose weekly, fortnightly, monthly or annual schedules, or a custom interval such as every three weeks. Add known irregular payments as one-off income on the dates you expect them.
How the cash flow planner works
Plan your bills around payday in four steps.
Build a cash flow budget from your balance, pay dates and upcoming bills. WalletFlow helps you check the timing of household commitments, whether you are paid weekly, fortnightly or monthly.
02
Map bills to real dates
Add rent, utilities, subscriptions, debt repayments and the bigger quarterly costs that are easy to forget.
03
See what is actually available
WalletFlow turns those dates into a visual forecast, showing what remains after upcoming commitments—not just today’s account balance.
04
Adjust and keep moving
Compare choices, plan debt payments, set spending limits and update your plan when real life changes.
The useful number
Your balance is only the beginning.
A bank balance cannot tell you that rent, rego and a quarterly electricity bill are about to land. WalletFlow puts the timing beside the number so you can decide with context.
- Manual setup works on its own
- Bank connection is optional
- You can change or delete what you enter
Upcoming moneyNext 30 days
After planned bills
$840
Enough context to make the next choice calmly.
Income+$3,200
Rent−$1,600
Rego−$760
Start with what you know. Improve it as you go.
There is no perfect-budget test. WalletFlow is designed to give you a useful first view quickly, then grow with the detail you choose to add.
Create my free plan